Savings Rates

Share and Share Draft Rates

Dividends are compounded and paid monthly.
Dividends are calculated on a day in day out basis on the account balance

Type Minimum Balance Needed To Earn Rate
Rate  Annual Percentage Yield (APY) 
Shares $200.00 0.010% 0.010%
Clubs $200.00 0.010% 0.010%
Escrow None 0.090% 0.090%
IRA Shares $200.00 0.010% 0.010%
Advantage Checking $1,000.00 0.010% 0.010%
Gold Star $2,000.00 0.150% 0.150%
Gold Star $20,000.00 0.250% 0.250%
Gold Star $50,000.00 0.300% 0.300%
Gold Star $100,000.00 0.349% 0.350%
 

 

IRA Certificate Rates

Minimum balance on all share certificates: $1,000
Interest paid: Monthly

Term  Rate Annual Percentage Yield (APY) 
12 Months* 0.350% 0.351%
18 Months* 0.400% 0.401%
24 Months* 0.550% 0.551%
30 Months 0.750% 0.753%
36 Months 0.900% 0.904%
42 Months 1.000% 1.005%
48 Months 1.100% 1.106%
54 Months 1.200% 1.207%
60 Months 1.300% 1.308%
*12, 18 and 24 month certificates are excluded from Relationship Pricing/Club 75

 

Regular Certificate Rates

Minimum balance on all share certificates: $1,000
Interest paid: Monthly

Term  Rate Annual Percentage Yield (APY) 
12 Months* 0.350% 0.351%
18 Months* 0.400% 0.401%
24 Months* 0.550% 0.551%
30 Months 0.750% 0.753%
36 Months 0.900% 0.904%
42 Months 1.000% 1.005%
48 Months 1.100% 1.106%
54 Months 1.200% 1.207%
60 Months 1.300% 1.308%
*12, 18 and 24 month certificates are excluded from Relationship Pricing/Club 75

 

For certificate accounts, there is a substantial penalty for early withdrawal. For variable rate accounts, the rate may change after the account is opened. Fees or other conditions may reduce the earnings on the above accounts. Annual Percentage Yield (APY) assumes all interest and principal remain on deposit for one year. Early withdrawal of principal or dividends will reduce the stated APY. The minimum opening balance for a Regular Share Account is $25.00. The minimum opening balance for a Certificate Account is $1,000. The minimum balance to open an Gold Star Money Market Account is $2,000. Please be advised that the above rates are subject to change at any time. 

The above rates are for members who are Club 75 Platinum Level
Gold Level 25 Basis Points Lower from the Rate
Silver Level 50 Basis Points Lower from the Rate
Not Club 75 Member 75 Basis Points Lower from the Rate

Subscribe to Our Newsletter

By subscribing to our newsletter you will always be updated with our latest news.

@Twitter

Contact Us

  • 632 Franklin Avenue, Hartford, CT 06114
  • 860-296-4379
  • 866-835-8485
  • ftfcu@franklintrust.org
  • Contact Us
  • Find on Map