Savings Products

Regular Share Savings Accounts

This savings account initiates your membership at the Credit Union. Once you establish this account, you can enjoy all the other products and services we have to offer. To open this account, you must deposit a minimum of $25.00 plus a onetime membership fee of $10.00. (This fee will be waived for new members 23 years of age and younger who are still in school.)

Money Market Account

This is a share draft checking account paying higher dividends based on money market yields.  This account is attractive to members that are seeking high rates and liquidity with insurance.

This account pays a rate of interest higher than our regular share, but still allows our members access to their money using cash or check withdrawals and internal transfers to other FTFCU accounts.

Certificate Accounts

An alternative investment product for those members who are seeking a higher dividend rate and can set aside a specific dollar amount for a specific period of time. Our certificate account terms run in length from 12 months to 60 months with a minimum deposit of $1,000. Dividends are paid monthly. The Credit Union pays higher dividends on balances of $10,000 or more and even higher dividends on balances of $50,000 or more. 

Individual Retirement Accounts

A great way to save for retirement. The Credit Union offers Traditional IRAs, Roth IRAs and Educational IRAs. You can choose an IRA Accumulator Account or from a range of IRA Certificate accounts.