When it comes to managing your finances, where you bank matters. As a member-owned, not-for-profit financial institution, we put people first—focusing on you, not shareholders. That means you'll enjoy benefits designed to support your financial success, including:

• Better rates and lower fees
• Personalized, friendly service
• Access to financial wellness tools
• A community that cares
• Insured deposits

Join us today and enjoy banking built for you.

The credit union movement is built on a simple yet powerful philosophy: "People Helping People." Franklin Trust Federal Credit Union is proud to carry this tradition forward by prioritizing the financial well-being of our members and the communities we serve. As part of a nationwide network of not-for-profit financial institutions, we are committed to providing personalized service, competitive rates, and resources that empower you to achieve your financial goals. When you choose Franklin Trust, you're not just banking—you're joining a movement dedicated to your success.

Have you claimed your no-cost accident coverage?

To help you prepare for the unexpected, Franklin Trust makes available TruStage^™ Accidental Death & Dismemberment (AD&D) Insurance, provided by CMFG Life Insurance Company. In the event of a covered accident, it pays a cash benefit to your family at a critical time. It's money your loved ones may use for monthly bills, debts, or any reason.

For more information, call toll-free 1-855-612-7910 or visit TruStage^™.

We are dedicated to enhancing financial literacy across all age groups. Our mission is to equip our members with the knowledge and tools they need to build, improve, and maintain a positive financial standing. Here's how we're making a difference:

Youth and School Programs

We provide engaging financial presentations to youth groups and schools, covering essential topics like budgeting, credit, saving, and smart spending. Our resources are tailored to be age-appropriate, ensuring that young learners grasp these crucial concepts effectively.

Adult Financial Education

For adults, we offer comprehensive resources to assist with first-time home buying, debt management, budgeting, and navigating significant life events such as job loss. Our goal is to empower you to make informed financial decisions at every stage of life.

Join us in your journey to financial empowerment!

We've partnered up with nxg|PROTECT^SM to provide Identity Theft Recovery Services to our member-owners. For only $1.95 a month, you can have peace of mind knowing that if your Identity is stolen, you'll have a partner in the recovery process.

If you become a victim or suspect you might be a victim of identity theft for any reason, we are here to help. Depending on your identity fraud incident, an Advocate will be prepared to:

• Perform research to determine the extent of the problem, including a review of your credit report data
• Provide instruction for the placement of fraud alerts and credit freezes with the three major credit bureaus
• Write letters and make calls on your behalf to dispute fraudulent information
• Coordinate with government agencies, financial institutions, creditors, and others to resolve incidents
• Create and then maintain a case file to assist law enforcement in the prosecution of the perpetrators, if found
• Request the removal of fraudulent records to assist in recovering your identity to pre-theft status

Please refer to the Terms and Conditions for details of the benefits, exclusions and limitations.

Upon account opening, our members are automatically enrolled in our Identity Theft Protection service. For only $1.95 a month, you can have peace of mind knowing that if anything happens, we've got you covered. In the event of identity theft, we'll open a case and assign a dedicated agent to handle your situation with the utmost care.

Already covered? No problem! You can opt out at any time, and if you ever decide to sign up again, we'll be here to assist you