Loan Rates

AUTOMOBILE LOAN RATES

(Up to 100% financing for those who qualify)
Term APR (Annual Percentage Rate)
2014-2018 Cars & Trucks *
1 to 5 Years 2.49%
6 Years 5.99%
6 year term on vehicle loans of $30,000 or more
7 Years 6.49% 
7 year term on vehicle loans of $35,000 or more 
2011-2013 Cars & Trucks
1 to 4 Years 7.75%
   

2010 or older vehicles will be at the personal loan rate with title pledged.
*Please note* Age of vehicle plus term of loan can't exceed 9 years

 

Recreational Vehicles (RV's) Loan Rates

Term APR (Annual Percentage Rate)
2016 - 2018
Up to 15 Years 9.99%
2010 -2015
Up to 10 Years 10.99%
   

2010 or older will be at the personal loan rate with title pledged.
Above rates are based on Payroll Deduction or Direct Deposit and Club 75 Platinum Level.
Cash / Coupon payments are 2% higher

PERSONAL LOAN RATES

The following rates are for loans with payroll deduction, NEACH, or automatic transfer from another account at FTFCU and Club 75 Platinum Level*. If this does not apply, the rate will be 2% higher.
*These rates also apply to auto loans that are older than 2008
Term  Annual Percentage Rate (APR) 
1 Yr 9.99%
2 Yrs 10.99%
3 Yrs 11.99%
4 Yrs 12.99%
5 Yrs 13.99%
6 Yrs 14.99%

 

The above rates are for members who are Club 75 Platinum Level
Gold Level 25 Basis Points Lower from the Rate
Silver Level 50 Basis Points Lower from the Rate
Not Club 75 Member 75 Basis Points Lower from the Rate

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Contact Us

  • 632 Franklin Avenue, Hartford, CT 06114
  • 860-296-4379
  • 866-835-8485
  • ftfcu@franklintrust.org
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