Skip to main content
A young woman working at a desk while looking at a laptop.

Experience The Difference

We put people over profits!

Credit Unions vs Banks

When it comes to managing your finances, where you bank matters. As a member-owned, not-for-profit financial institution, we put people first—focusing on you, not shareholders. That means you'll enjoy benefits designed to support your financial success, including:

Join us today and enjoy banking built for you.

Credit Union Movement

The credit union movement is built on a simple yet powerful philosophy: "People Helping People." Franklin Trust Federal Credit Union is proud to carry this tradition forward by prioritizing the financial well-being of our members and the communities we serve. As part of a nationwide network of not-for-profit financial institutions, we are committed to providing personalized service, competitive rates, and resources that empower you to achieve your financial goals. When you choose Franklin Trust, you're not just banking—you're joining a movement dedicated to your success.

AD&D Insurance

Have you claimed your no-cost accident coverage?

To help you prepare for the unexpected, Franklin Trust makes available TruStage Accidental Death & Dismemberment (AD&D) Insurance, provided by CMFG Life Insurance Company. In the event of a covered accident, it pays a cash benefit to your family at a critical time. It's money your loved ones may use for monthly bills, debts, or any reason.

For more information, call toll-free 1-855-612-7910 or visit TruStage.

TruStage Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA). © TruStage

Identity Theft Recovery Services

We've partnered up with nxg|PROTECTSM to provide Identity Theft Recovery Services to our member-owners. For only $1.95 a month, you can have peace of mind knowing that if your Identity is stolen, you'll have a partner in the recovery process.

If you become a victim or suspect you might be a victim of identity theft for any reason, we are here to help. Depending on your identity fraud incident, an Advocate will be prepared to:

Please refer to the Terms and Conditions for details of the benefits, exclusions and limitations.

This service covers all types of identity theft. This service is available to all persons named on your warranty, and extends to three generations (3G) of your family if they suspect identity theft. Family members include you, your spouse or domestic partner, your dependents with the same permanent address, any IRS-qualified dependents, and your parents (mother or father) with the same permanent address, or who are registered in a senior assisted living facility, nursing home, or hospice. Services even continue to help those left behind who may need to deal with identity theft of a loved one after death.