Franklin Trust Federal Credit Union
A Financial Partner of a lifetime
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Loans
Franklin Trust Federal Credit Union offers a variety of Loans. We have some of the best rates in the state. We currently offer Automobile, Personal, Home Equity (both Fixed and Lines of Credit). Share or CD Secured and Overdraft Protection. If you have a loan with another Financial Institution, give us a call or email us at ftfcu@franklintrust.org. Most likely we can save you money.
7 year term applies to loans of $25,000 or more 8 year term applies to new vehicles of $30,000 or more Above rates apply to 2004-2008 Models. 2001-20032 Models can be financed at 7.25% apr for 1-5 years
Please Note: Above rates are based on payments made through payroll deductions. If you choose to pay on a coupon basis, rates are 2% higher.
Just write a check when you need it.
Overdraft Protection:
Establish a $1000.00 line of credit. If a check tries to clear for more than what you have available in your checking account, money will be transferred from your Overdraft Line of Credit Loan in $1000.00 increments. You will be sent a notice notifying you of a transfer that took place and letting you know when a payment of $40.00 is due. The rate on this loan product is 13.00 %
Rates are subject to change
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