Checking Accounts

Franklin Trust Federal Credit Union Offers a variety of checking account products.  Look below to see how we can save you money on fees and services with our Preferred Share Draft Checking account or how you can earn fantastic dividends with our Gold Star Money Market.

Whichever checking account you decide on, rest assured that having your checking account at FTFCU is a wise decision. 

Preferred Checking Account:

Why continue to pay expensive monthly fees for the convenience of writing checks?  Reward yourself with extra savings!  Open a preferred checking account that is TOTALLY FREE.  Just have your NET payroll check deposited electronically and look at your rewards.

NO waiting in long lines.

NO minimum balance requirement.

NO monthly service charge.

NO per check charge.

Check orders at NO cost to members.

Unlimited use of your ATM card at NO cost to the members.

Monthly statements.

Gold Star Money Market Account:

This is a share draft checking account paying higher dividends based on money market yields.  This account is attractive to members that are seeking high rates and liquidity with insurance.

This account pays a rate of interest higher than our regular share, but still allows our members access to their money using cash or check withdrawals and internal transfers to other FTFCU accounts.

Rate Information: As of this posting.

$2,000.00 - $19,999.99 is paying 1.25 % APY

$20,000.00 - $49,999.99 is paying 1.75 % APY

$50,000.00 - $99,999.99 is paying 2.50 % APY

$100,000.00 and up is paying 3.25 % APY

Advantage Checking Account:

With a minimum balance of just $1000.00, you will begin to earn dividends.

NO monthly service fee.

NO per check charge.

NO charge for your first 4 ATM transactions each month.

Monthly Statements.

Classic Checking Account:

NO minimum balance required.

NO per check charge.

NO charge for your first 4 ATM transactions each month.

Monthly Statements.

Monthly service charge on this checking account is $7.00.

YOU CAN ACCESS ALL OF THESE ACCOUNTS AT ANYTIME THROUGH OUR AUDIO RESPONSE LINE.